Know how the benefits work
Check waiting periods, annual maximums, and provider networks before enrolling.
Dental and vision plans can look similar while paying very differently. We help you compare the benefit schedule with the services, providers, and eyewear needs your household expects to use.
01Separate preventive, basic, and major care
Review how exams, cleanings, fillings, crowns, root canals, dentures, and orthodontia are categorized and paid.
02Look for timing and dollar limits
Check deductibles, waiting periods, frequency limits, annual maximums, and whether benefits increase after the first year.
03Review vision allowances
Compare exam copays, frame or contact-lens allowances, lens options, replacement frequency, and participating providers.